Stop Foreclosure Scams – Don’t Be Taken In!

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As the housing market worsens, foreclosures are on the rise. So it’s only natural that scams promising to stop foreclosure, avoid foreclosure, or prevent foreclosure would also be on the rise. But those offers promising to stop mortgage foreclosure of your home are almost always scams. Just about the only way to stop foreclosure sale of your home, short of court intervention, is to reach an agreement with the bank – it makes sense, because short of a court order, the only one that can stop bank foreclosure is the bank itself. If you need foreclosure assistance – if you need some stop foreclosure help – don’t respond to the Internet foreclosure scams – instead, contact your lender!

Actually, the first thing to do is to realize that burying your head in the sand – pretending that the problem doesn’t exist – or waiting for it to magically get better, isn’t going to help. Also don’t assume that nothing can be done, which can paralyze you to the point of inaction. Often something can be done!


Then, contact your lender! That is the one holding the mortgage. Talk to them! In this market, they don’t really want to foreclose any more than you want them to foreclose. But if you don’t communicate with them – and just silently stop paying your mortgage – they have little choice.

Most lenders have several options which they can provide to you in order to help you to avoid foreclosure. These include allowing you to pay the interest only for a period of time, reinstatement of your mortgage, and forebearance.

For more information on options and possible solutions to help you avoid foreclosure, see this article over at the DearEsq. free legal advice site:

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What Can I Do to Stop Foreclosure Proceedings On My Home?

But whatever you do, don’t respond to the avoid foreclosure scams!

No Paywall Here!
The Internet Patrol is and always has been free. We don't hide our articles behind a paywall, or restrict the number of articles you can read in a month if you don't give us money. That said, it does cost us money to run the site, so if something you read here was helpful or useful, won't you consider donating something to help keep the Internet Patrol free?
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14 thoughts on “Stop Foreclosure Scams – Don’t Be Taken In!

  1. I am currently condulting attorneys in regards to Michael Baum haft, Baum craft, Cooper or whatever his last name is.

  2. @ROBERT

    I believe I know the Olando Washington you are looking for. Definitely willing to compare info, and provide what I know, if it is the same person. Let me know how to conact you

  3. Robert,

    I have info on Orlando Washington. Please contact me.

    Hambonehacker(at)yahoo(dot)com. My name is James and I would like to prosecute them to the fullest.

  4. looking for information on Michael Cooper. We are representing a client where her home was fraudulantly signed over to Cooper. Please contact me at 248.705.7113

  5. Stay away from Orlando Washington owner of First Financial Education,LLC aka Olando Washington made up partner Roland Watson his other alias. He is located in Michigan he will claim to save your home and steal your money!!!! He changed the name of the company it was First Financial Educators.

  6. @ Robert:

    Michael Cooper, at Principal Mortgage Group aka PMG Management also robbed me of a great deal of Money. I am filing a report with the Michican Attorney General who is doing a investigation on the thief. you can file complaints at www.michigan.gov/ag.
    This guy deserves jail time. He took advantage of too many people, & in return we lost our money, homes, & trust in the Justice department. Hopefully this investigation will bring some justice.

  7. Michigan attorney looking for information on scams run by Michael Baumhaft, d/b/a Michael Cooper, Cal Trust, First Financial Educators, Orlando Washington, Roland Watson and/or any other persons or entities.

  8. This is an update about my experience with Karen Svihus of Aptos, Cal Trust, First Financial Educators in Detroit, Michigan staffed by Orlando Washington, Roland Watson, and Attorney Linda Bernard consulting.

    I got nothing except the form letters previously mentioned and strongly advise those in foreclosure to stay away from this group. They will take your money and do nothing. The first mistake I made was accepting their free LDA loan audit.

    I believe it is a scam and am considering reporting it to the District Attorney.

    There are ways to fight foreclosure, but this is not one of them. If you are in the hands of these people, you are worse off than having no one. At least your confidence is not misplaced.

  9. I made a negative comment about Karen Svihus, Cal Trust,First Financial and their LDA Loan Document Audit. I think I jumped the gun out of frustration about long delays. This may be due to the banks refusal to negotiate because of the bankruptcy action I initiated last March.
    Since that time they have submitted a RESPA complaint, conducted an interview with staff attorney, and are preparing to open a HUD case.
    I will supplement this comment as my case progresses, but I regret coming to a conclusion prematurely.

  10. I fell victim to a group called Cal Trust and First Financial Educators through an agent I trusted in California named Karen Svihus. There was no delivery of what I was promised.
    Stay away from this group and their free LDA Loan Document Audit.

  11. YES. YES. YES. Talk to your lender. They will work with you 95% of the time. They do not want to foreclose. It is a money loser for them, big time. Just ask the top management at Countrywide. Most lenders have entire departments devoted to helping problem loans. You don’t need to lose your house if you COMMUNICATE.

    – Travis

  12. I’m amazed that scammers would go to such lenghts to rob the most vulnerable group of people, especially those that are about to lose their home. This whole thing sickens me to the core. As the commentator here says only the lender can make the decision as to whether you get to keep the house. get proper legal advice.

  13. You’re right, probably the best first thing homeowners should do when falling behind is contact the lender. The sooner they do that, the more options the lender may be able to offer them now and in the future.

    The worst thing to do is be so afraid of contacting the bank that the homeowners instead mistakenly place their trust in someone who promises help, but doesn’t come through in the end.

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