With massive security data breaches happening more and more frequently, there is almost no way to avoid your own personal data being compromised. But what is the likelihood that your compromised data will actually be used for identity theft, fraud, or financial theft? Here’s how it breaks down.

It’s one of those things that you never think will happen to you. You’re going along in life, hunky-dory, then boom! There are fraudulent charges on your credit card, or an unknown credit card shows up on your credit report, or you get a call from a collection agency demanding payment on an account that you never even knew existed. Unfortunately, credit fraud and identity theft protection are not one of those things that you think about until it is too late. And if the person who stole your identity is a family member, such as your mother, father, sibling or even your own child, you also have an additional set of special circumstances to deal with.

In what is being called the “largest hacking and identity theft case” ever, eleven men have been indicted for allegedly stealing the numbers of more than 40 million U.S. credit cards and debit cards. Let me repeat that: 40 million. The entire population of the United States is only 301 million! That means that for every seven or eight people you see, the odds are good that one of them had their credit card number stolen, and their account drained.

If you want identity theft protection, you’ll find a friend in Card Cops. One of the best ways of preventing cyber identity theft – the best identity theft insurance – is nipping it in the bud before it can happen, and that’s just what CardCops does through their I.D. Protect program. So when Card Cops come a’calling you, saying that someone has your information and is in the process of selling or stealing your identity, pay attention!