Apple Pay is crazy-convenient, and in some ways more secure than using your credit card. But everybody ‘knows’ that in order to use Apple Pay you ‘have’ to have an iPhone 6. Or do you? Actually, you can use Apple Pay even if you only have an iPhone 5, if you have an Apple Watch.

Apple’s iPhone 5 has been released with mixed reviews. Many people are outraged at the fact that Apple has released a new cord, which will force most to buy adapters at around $30 a pop, just to make their new phone compatible with their accessories. And according to senior analysts from ABI research, Apple stands to make roughly $40 million in revenue from the adapters alone in the next fiscal quarter. Over the next year, the adapters will make Apple a minimum of $100 million in revenue. And despite consumers largely being outraged at this switch, and underwhelmed with the latest iPhone, many will still devotedly follow Apple because they are devout fans.