Given all of the data breaches in 2018 (Marriott Starwood, 1-800-FLOWERS, Quora, Walgreens, the Post Office, etc.) it is no longer a question of whether your data has been breached – you need to assume that it has been – rather the question is what is the best way to monitor your bank accounts and credit card accounts for fraudulent activity? And what are some ways to protect against it in the future? (The answer to the latter may surprise you!)
Close on the heels of Quora’s data breach just two days ago, online florist 1-800-FLOWERS has announced that they have been subject to a data breach that has been going on for 4 years. The breach was of payment data including credit card number, expiration date, card security code, and the first and last name of the card holder. As many as 75,000 1-800-FLOWERS customers have been affected.
Ever look at a charge on your credit or debit card statement and wonder “who the heck is that?” We recently became aware of a lot of people finding a charge from “SEI” on their online statement who have no idea what SEI is, who SEI is, or what SEI stands for. They understandably want to know “What is this charge?” So we decided to write up this simply explanation of merchant names on credit card statements, using the cryptic “SEI” as an example.
As you may know, last Thursday, October 1st, was the deadline for merchants to be able to accept so-called “chip and PIN” or “chip and signature” smartcard credit cards and debit cards, with the EMV chip. Of course, while the burden is on the merchants to accept them, lots of consumers don’t actually have them, as their banks have not yet issued them a new chipped debit or credit card. Whether you already have your shiny, new chip and PIN or chip and signature card or not, here’s everything that you need to know about them.
Twitter is trending with the promoted hashtag #AmexSync. Do you get annoyed with the “deals” that your Facebook friends “like” showing up in your newsfeed? Well prepare for it to get even worse on Twitter, as American Express and Twitter introduce Amex Sync, the service that connects your American Express credit card directly to your Twitter account. And rest assured, as Twitter has proven time and time again, your private information is secure behind their hack-proof system. (Not!)
It’s happened to the best of us: you’ve forgotten the PIN number for your credit card or debit card. Specifically, this time, you can’t remember the PIN for your Paypal debit card. Never fear, because changing the PIN for your Paypal debit card is as simple as just creating a new PIN number for your Paypal debit card, which you can do easily from within your Paypal account – and you don’t even need your old PIN number to do it! Here’s how.
If you have been reviewing your bank records or credit card statement, and have found what you believe to be an unauthorized charge or charges that shows “Paypal” and the phone number (402) 935-7733, take a deep breath, and relax. It’s not what you think. Here’s what that transaction really is.
If you get an unexpected and unexplained charge on your credit card for $79.00 from Amazon, it is almost certainly the renewal for your Amazon Prime membership. Or, should we say, the automatic renewal for your Amazon Prime, which is why you didn’t get any sort of warning or explaination – apparently Amazon does not send invoices or other reminders of the autorenewal for your Prime service.