What You Need to Know about Chip and PIN or Signature Cards

As you may know, last Thursday, October 1st, was the deadline for merchants to be able to accept so-called “chip and PIN” or “chip and signature” smartcard credit cards and debit cards, with the EMV chip. Of course, while the burden is on the merchants to accept them, lots of consumers don’t actually have them, as their banks have not yet issued them a new chipped debit or credit card. Whether you already have your shiny, new chip and PIN or chip and signature card or not, here’s everything that you need to know about them.

The Best Internet Valentines Card Sites – Funny Valentines, Tumblr Valentines, and Valentines Memes

Maybe you’ve just had that “oh sh*t” moment, realizing you didn’t send someone a valentine, and so are wondering what are the best Internet valentine sites. Or maybe you’re sitting home alone, surfing for the best funny valentine sites on the Internet, to console yourself that you didn’t get any lovey-dovey valentines. Either way, we’ve got you covered.