Square Android and iPhone Mobile Payment App Lets You Leave Your Credit Cards at Home

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Paying for your morning latte just got easier with the new Pay with Square app, which allows users to pay for purchases without swiping their credit card. Instead, users can pay for their purchases directly with their Android or iPhone. The app can be downloaded directly from the Apple App Store or Google Play. Users must be running at least iOS 4.1 or Android 2.2 in order to use the app.

Once you have downloaded the app, you will be prompted to enter your information, such as name and email address, and then you will be prompted to link a credit card. You will also be prompted to share your location. From there you will be given a list of retailers around you that accept Pay with Square, which will update depending on your location. You can even tap on the business to view its Merchant Card, which gives you information such as their Twitter feed, menu if a restaurant, and your purchase history.

Once you visit a merchant who accepts Pay with Square, you can open a tab with them so that you don’t even have to pull out your mobile phone, just give them your name. From there they can see your name and picture on their register and tap a button to accept your payment. You will then receive a payment notification on your mobile device, and can even leave a tip from that point. You can also earn rewards from Square merchants, and the Pay with Square app will keep track of those rewards.

The added bonus for Starbucks lovers is that Starbucks has signed on with the Square payment system and, by fall 2012, Starbucks across the nation will allow you to pay without pulling out your credit card, or even your phone. A welcome perk, we are sure, to early-morning coffee buyers who are still waking up!

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